Phone 1-800-597-1616 : Contact Us

Will Your Homeowners Insurance Cover Gutter Damage?

May 13th, 2019 | No Comments »

Insurance ClaimWere the gutters on your home damaged in a recent storm? If so, you may be wondering whether you should contact your homeowners insurance company to file a claim. Is this type of damage covered by your policy, or will you have to pay out of your own pocket to have it repaired? The answers to the questions below will help you determine if it’s worth filing a claim with your insurance company.

How were your gutters damaged?

Did heavy winds tear your gutters from their brackets, or were your gutters damaged as a result of vandalism or fire? In these cases, there’s a good chance that your insurance company will cover the damaged sustained by your gutters. If, on the other hand, your gutters were damaged due to general wear and tear, you will probably have to pay for the repairs yourself.

What does your insurance policy cover?

Most homeowners insurance policies protect against either “named perils” or “all risks.” A named-perils insurance policy will only protect your gutters in certain instances. An all-risks insurance policy, meanwhile, will protect your gutters in almost all cases. There are some exceptions when it comes to all risks policies, though. Many insurance companies won’t cover gutter damage caused by extreme events like earthquakes and floods.

Did you do everything you could to prevent the damage?

Before a homeowners insurance company agrees to pay for repairs, they’ll usually assess the extent to which you maintained and cared for your gutters. If they determine that the gutters were damaged as a result of negligence, they may not cover the cost of repairs. This constitutes yet another reason why it’s so important for homeowners to clean and inspect their gutters on a regular basis.

Interested in replacing your home’s old gutters with a modern, durable seamless gutter system? The team at Bell Seamless Gutters would be happy to lend a hand. Just give us a call or contact us online today to get started!

Keep an Eye out for These Telltale Signs of Gutter Issues

April 24th, 2019 | No Comments »

Heavy RainBecause they rest above eye level, it can be difficult for homeowners to identify minor gutter issues before they become full-blown failures. However, there are a few telltale signs that your gutters have become worn or damaged. Walk around your property and look for the following indicators that your gutters need attention.

Gutter Damage

You can easily spot many external indicators of damage and wear from the ground. Look for sagging, cracks, visible rust and areas where gutters are detached. Black streaks can also be indicative of dirty water spilling over the side where gutters are not clogged or damaged.

Pooling Water or Dry Downspouts

After the next rainstorm, inspect downspouts and look at the landscape around your house. Your downspouts should all be discharging similar amounts of water. If any of them are running dry, a gutter may be clogged. Water spilling over the side of the gutters and areas of standing water below the gutters are also common signs of clogged gutters.

Interior Leaks

Is water seeping into your home during heavy storms? Water from the ceiling is an indicator of a roof leak, while water from walls or the corner of the ceiling is a reliable indicator of damaged gutters.  

Exterior Damage

Is the siding stained or the paint peeling or exterior wood rotting? Perhaps you notice areas of mold streaking exterior walls or eaves. Does it appear that dirt has been splashed up against the side of your home? If so, all these things are indicators you may have gutter problems. Overflowing gutters can splash on walls, and the residual moisture leaves telltale marks and backsplash.

Sudden gutter failures may seem somewhat mysterious, but there are usually indicators that failure is on its way. Taking a moment to examine your gutters now can save you time and money in the long run.

Maintain Your Gutters With These DIY Cleaning Solutions

March 18th, 2019 | No Comments »

Clearing out GuttersAre your home’s gutters looking a little the worse for wear these days? Without periodic cleaning, old gutters can become covered in dirt, debris and black streaks that detract from their original appearance. The good news is, there are a few DIY cleaning solutions you can use to keep your gutters looking their very best.

Use TSP-PF to Your Advantage

Do you have some deck or siding cleaner tucked away in your garage? Check the label and see if you can find the letters “TSP-PF” on it. TSP-PF stands for “trisodium phosphate-phosphate free,” and it means that the cleaner is capable of degreasing and cleaning surfaces without harming the environment. Take one cup of this cleaner and mix it with one quart of Clorox bleach along with three quarts of hot water. Apply it to your gutters with a rag or brush to wipe away dirt and mildew stains.

Try Cream of Tartar

The spice rack in your kitchen might not seem like a logical place to look for gutter cleaner, but cream of tartar can make gutters shine when used properly. Take cream of tartar and mix it with water to create a thick paste. Then, apply that paste to the outside of your gutters and buff it with a rag before letting it sit for a little while. After about 30 minutes, hose your gutters down. They should look a little brighter after being treated with your homemade cleaning paste.

Remove Dirt and Grime With White Vinegar

In addition to cleaning the outside of your gutters with a DIY cleaning solution, you should be sure to clean their interior as well. Scoop out any dirt, leaves, stick, and other debris before pouring a solution of warm water and white vinegar into your gutters. Plug your downspouts to prevent the solution from washing away and allow it to sit in your gutters for about an hour. Then simply drain your gutters once the hour is over and hose them down.

At Bell Seamless Gutters, we can install gutter guards on your existing gutters to prevent them from getting clogged with dirt and debris in the first place. To learn more, feel free to give us a call at our toll-free number or contact us online today!

 

Adding a Rainwater Collection System to Your Existing Gutters

February 25th, 2019 | No Comments »

rainwater collectionFrom their ecological benefits to the significant savings they can provide on your monthly water bill, there a number of good reasons to consider adding a rainwater collection system to your home. These systems have become increasingly popular in recent years, as many homeowners are looking for creative new ways to minimize their water consumption around the house.

Rainwater collection systems are also ideal for avid gardeners, or for people who live in areas where soil conditions make it difficult to drain large volumes of water away from their homes.

Although we often add rainwater collection bins to new seamless gutter installations, these systems can be easily integrated into your existing gutters and downspouts as well. All we have to do is divert the downspout of your choice into two separate pipes. One of these pipes will feed your rainwater collection bins, while the other will carry water safely away from home in the same manner as an ordinary downspout. Once the system is installed, you can select which path the rainwater will take at the flip of a switch.

In the event that your rainwater bins become filled with water, you can simply close the downspout diverter to prevent them from overflowing. Otherwise, you can let your gutters fill the bins with free water to use in your lawn and garden.

Interested in learning more about the rainwater collection systems we offer at Bell Seamless Gutters? Feel free to give us a call at our toll-free number or contact us online today to speak with a representative!

Rain Chains Offer an Attractive Alternative to Downspouts

February 4th, 2019 | No Comments »

Rain Chains

Downspouts are essential components of most gutter systems that are designed to transport rainwater a safe distance from a home’s foundation. If you’re not enamored with the appearance of traditional downspouts, however, you might consider another option that’s become popular with many homeowners in recent years.

Rain chains, which are attached to gutters in the same fashion as downspouts, use a simple series of chain links and cups to gradually guide rainwater toward the ground.

Rain chains originated on homes in Japan, but they have since been widely adopted by homeowners in the U.S. as well. These days, you can find rain chains at your local hardware store in a variety of attractive styles and configurations. This makes them ideal for people who want to have a gutter system that is every bit as attractive as it is functional. Just choose a set of rain chains that best suits your home’s aesthetic, and you can turn a rainy day into a peaceful spectacle to enjoy from a window or front porch.

Rain chains are also ideal for homes with rainwater collection systems.

By positioning your rain collection bins beneath the rain chains, and you can maintain an eco-friendly supply of water to use in your lawn and garden all year round. You can even use a vase or other decorative vessel that matches the appearance of your rain chains to capture and store rainwater.

Interested in learning more about gutter installations, rainwater collection or any of the other products and services we offer at Bell Seamless Gutters? Feel free to give us a call at our toll-free number or contact us online today!